After a token is successfully returned, the merchant presents this token rather than the account number or track data in one of the allowed transactions in the TokenData. Portico attempts to request the account number and expiration date associated with the provided token from the tokenization service. If the TokenData includes the expiration date, this overrides what is retrieved from the tokenization service. The included expiration date is only used for the current transaction and is not stored for future use. If TokenData includes a CardPresent indicator, then that will be used for this transaction. If one is not sent, then Card Not Present will be used. The Card Present indicator is not saved for future use.

If the PAN and expiration date are obtained successfully, the transaction proceeds.

If the PAN and expiration date cannot be obtained, the transaction is aborted and an error is returned to the merchant. The error code/text is returned in the GatewayRspCode and GatewayRspMsg fields.